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GUERRILLA TACTICS THAT WILL GIVE YOU A GOOD CREDIT RATING

THE "HERE'S JOHNNY!" CHANGE OF ADDRESS METHOD

Here is another way you can eliminate damaging entries from your credit report:

  1. You can magically appear in a completely different part of the country from where you really live, simply by creating a new address for yourself. Just ask a friend or relative to receive your mail at their address and have everything forwarded to that address. The further away, the better. If you don't know anyone that lives well out of the area, rent a mail drop location. All of your mail will be forwarded by the mail drop to any address you like.
  2. After you have established a new address, you can request a credit report from the bureau that services that particular area. Apply with lenders that use this bureau. What you will generally find is that the credit bureau you are now dealing with will have a limited ability to verify negative items appearing elsewhere.