GUERRILLA TACTICS THAT WILL GIVE YOU A GOOD CREDIT RATING

CHECK BANKRUPTCY OFF YOUR CREDIT FILE, BY CHECKING IT OUT!

The following method of manipulation works (according to some who have used it) when combined with the precious "change of address" method. Just follow these next five steps!

1. Discuss the technique with an attorney who is willing to help.
2. Because bankruptcy is overseen by federal courts, bankruptcy files are kept in the federal archives.
3. Before you apply for credit have your attorney request to have your file "checked-out" form the federal archives.
4. Using your out-of-state address as described in the previous "change of address" method, follow the normal procedure used for appealing any damaging information appearing on your credit report.
5. As long as your attorney has your bankruptcy file, a credit reporting agency will not be able to verify its contents. If they cannot make verifications within 30 days, they must remove the damaging information form your credit report. Because credit bureaus can request an extension, your attorney may have to repeat the process several times. It becomes a question of who will tire first. According to those-in-the-know, it's usually the credit bureau.