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GUERRILLA TACTICS THAT WILL GIVE YOU A GOOD CREDIT RATING
HOW TO REMOVE A JUDGEMENT THROUGH A "MOTION TO VACATE"
People have reportedly removed damaging entries (such as judgements) from their credit files by
using the following method:
- Hire an attorney who is willing to help you with your goal of having damaging entries removed
form your credit file.
- Ask your attorney to file a motion of Service of Process for the purpose of having a damaging
judgement entry removed from your credit file. It may be a weak argument for sure, but in this
motion, your attorney will argue that the process was served improperly. People have
reported that this technique will ultimately work in your favor.
- By filing a motion of "Service of Process" you are forcing a creditor to appear in court with an
attorney to prove the initial legal process was done properly.
- This legal maneuver works in your favor because, if the lender responsible for the judgement
(for example) has been paid, why would he even want to go through the time and expense of
showing up?
- If you show up and the creditor doesn't, you will win your case through default. Then you will
have the legal ammunition necessary to have the damaging judgement information removed
from your credit file.
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