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Solving Credit Problems
If you are having problems getting credit or paying your
monthly bills, you may be tempted to turn to businesses that
advertise quick and easy solutions to credit problems. But do
not be misled. There are no instant solutions. Although some
credit counseling businesses "guarantee results or your money
back," you may find that there are hidden strings attached or
that the company is gone when you want your money back.
There are steps you can take to help solve your credit
problems. However, solving them takes time, patience, and some
understanding of the law. This brochure may help you. It
explains why your credit history is important, how to build a
credit history and establish credit, and what can be done to
improve a bad credit history. It also suggests ways to help
deal with debts you may have, possibly by using a nonprofit
Consumer Credit Counseling Service.More information:
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