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A Guide to Consumer ScamsINTRODUCTIONThere are numerous scams and tricks that are commonly used to bilk people out of their money. This article deals with consumer targeted scams. The scammers may use the telephone or mail to get you to buy a fake product, invest in a non-viable company, or target you for bank account or credit card fraud.A frightening fact about scams is that some of them are perpetrated by legitimate businesses. Often the scam is not actually technically illegal, and you may have little recourse to retrieve your lost time and money. In many cases, the swindlers will have already spent your money by the time you realize you have been ripped off. According to Ira Lipman, an expert on crime and author of "How to protect Yourself From Crime," the chances of successfully recovering any of your lost money are almost nil when dealing with most common scams. You have a much better chance of protecting yourself by taking preemptive steps against being a victim. This report describes some typical scams and how to avoid them, as well as giving some basic instructions for protecting yourself from fraud.
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