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A Guide to Consumer Scams continued...
OTHER ILLEGAL ACTIVITIES
According to the FTC, the
following activities are
illegal. You should be alert
to these signs of scams.
It is illegal...
- For a telemarketer to call
after you have asked not to
be called.
- For a telemarketer to call
you after 9 p.m., and
before 8 a.m.
- For telemarketers to
neglect to tell you promptly, at
the beginning of the call,
the company name and what
they are selling.If it's a
prize promotion, the caller
must tell you that no
purchase or payment is necessary
to win.
- For a telemarketer to
misrepresent anything about the
offer. * For a telemarketer
to ask you for payment
before telling you the total
cost of goods, whether a
sale is final, the odds of
winning a prize, and any
restrictions on getting the
prize.
- For a telemarketer to
withdraw money from your
checking account without
getting your verifiable
permission in advance. The
new regulation gives you the
right to request a written
form outlining all conditions
of such withdrawals before
you agree. NEVER give verbal
authorization or disclose
your checking account number
over the phone.
- For a credit repair
service or loan promotion to
request a fee before
providing the service. Firms that
offer to recover your losses
or get your money back
cannot charge an up front
fee for doing so.
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