| POLICY 1 | POLICY 2 | POLICY 3 |
Does the policy cover: | YES NO | YES NO | YES NO |
Medicare Part A hospital deductible? |
Medicare Part A hospital daily coinsurance? |
Hospital care beyond Medicare's 150-day limit? |
Skilled nursing facility (SNF) daily coinsurance? |
SNF care beyond Medicare's limits? |
Medicare Part B annual deductible? |
Medicare Part B coinsurance? |
Physician and supplier charges in excess of Medicare's approved amounts? |
Medicare blood deductibles? |
Prescription drugs? |
Other Policy Considerations |
Can the company cancel or non-renew the policy? |
What are the policy limits for covered services? |
How much is the annual premium? |
How often can the company raise the premium? |
How long before existing health problems are covered? |
Does the policy have a waiting period before any benefits will be paid? How long? |
Most states now require that these benefits be included in all newly issued Medigap policies. |
NOTES |