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Guide to Health Insurance (Medicare)
NOTICEListed in the back of this booklet are the addresses and telephone numbers of each of the state agencies on aging and the state insurance departments. They are available to assist you with any questions you may have about private insurance to supplement Medicare.Suspected violations of the laws governing the marketing
of insurance policies should generally be reported to your
state insurance department since states are responsible for the
regulation of insurance within their boundaries.
There are, however, federal penalties for certain
violations concerning Medicare supplement insurance ("Medigap")
policies. It is, for example, a federal offense for an
insurance agent to indicate that he or she represents the
Medicare program or any other federal agency in order to sell a
policy. It is also illegal for an insurance company or agent to
sell you a policy that duplicates coverage you already have.
The federal toll-free telephone number for filing
complaints is:
CONTENTSDEFINITIONS OF SOME MEDICARE TERMSSOME BASIC THINGS YOU SHOULD KNOW WHAT IS MEDICARE? MEDICARE HOSPITAL INSURANCE (PART A) MEDICARE MEDICAL INSURANCE (PART B) TYPES OF PRIVATE HEALTH INSURANCE TIPS ON SHOPPING FOR HEALTH INSURANCE INSURANCE POLICY CHECK-LIST STATE INSURANCE DEPARTMENTS AND AGENCIES ON AGING |
